Archive for February 6th, 2009

Cars For Sale ? Car Auctions Online ? Used Car Auctions

Car Auction:
If you are looking for car auctions online please visit the best car dealers blog where you will get a chance to join one of the sites with the largest collection of used cars for sale and also you will get links to other used car auctions/vintage auctions withing the U.S, UK and other countries offering great discounted prices of upto 95% off on used cars for sale, deals not possible anywhere else. You will get access to thousands of repossessed homes, cars trucks and SUV’s including salvage cars that have been seized by the government, police, IRS, customs, DEA, banks, lending institutions etc, Cars with low miles and clean records. This is a closely guarded resource commonly used by car dealerships and realtor’s in their businesses of buying and selling cars and luxury homes due to great discounted prices and good deals offered at the auction.

Government car auctions:
Everyday a great number of citizens default on various kinds of payments be it car loans, insurance and many other kinds of debt that they either refuse or are unable to pay or involved in criminal activities and tax evasion, this in turn causes the government and law enforcement agencies to seize their cars and other properties indefinitely, this seized property is later on auctioned by the government and banks quickly in order to cover loses and to minimize cost of storage and maintenance. The general public does not know about this kind of government car auctions which makes it a perfect source for you to to buy the car or home of your dreams, once you become a member you will have no reason to buy from a dealership or realtor ever again.

Used car auctions/ Vintage auctions
Used car auctions are becoming more and more popular with time, this is the perfect resource for all individuals be it car dealer realtors even students simply due to affordability once you are a member of the used car auction you will receive great services to help you save time and money with detailed data base and more information about state and government auctions websites and their phone numbers including salvage car auction address. This is the most detailed database on state and government auctions with full time online support and live services to ensure that you get exactly what you are looking for and to make your shopping experience a pleasurable one. The site has implemented awesome new systems for its members to utilize and you can become the lucky buyer who drives away with the car or home of his dreams. This auction is sometimes attended by few people hence facilitating great discounts and excellent deals.

Car auctions online:
Unlike in the past where only car dealers and realtos had special licenses to attend this auctions today this have changed dramatically because of the Internet, It is now possible for anyone to easily join the auction online which in turn enables you to save a lot of time and money. It is therefore important for you to attend and buy from this auction centers and online auctions inorder to cut the enormous expense of storage and maintenance of these thousands of cars and homes.

When you buy seized cars don’t think that these cars are always in bad shape, you will be surprised to find some of the cars in brand new condition with their warranty still on them and you can get a background check on the vehicle you wish to buy and the cars for sale auction usually give information of all the vehicles on sale. No need to wait, save time and money now. Visit best car dealers blog now and Join cars for sale 2009.

CARS FOR SALE AT: http://www.bestcardealers.blogspot.com

2009
02/06
CATEGORY
Used Cars
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Top 10 Reasons to Buy a Used Car Vs a New Car

Buying a used car is a great way to save some money and still get the car you’ve been searching for. Whether you’re constrained by your pocketbook or have certain automotive needs that must be met (such as a backseat for the kids or four-wheel drive for winter weather), today’s used car options deliver almost everything new cars do and at a lower overall cost.


1. Depreciation


The second you drive a new car off the lot, its value depreciates by as much as 20 percent. Studies show that most cars are only worth 60 to 70 percent of their original value three years after their purchase. When you buy a used car, all the depreciation has already been absorbed by the original owner.


2. No Overpriced Dealer Repairs


When you purchase certain makes and models of new cars, the parts covered under warranty aren’t valid if you use your own mechanic. In these instances, your only choice is to return to the dealership to get your repairs done. This is basically the dealership’s way of getting you into their shops with their overpriced service. When you buy a used car, you can get repairs done on your own terms.


3. Save Money


Buying used cars whether you are buying from a used car dealership, car classifieds, or online sites like Craigslist simply costs less money than buying new. New cars run an average of $25,000, while used cars are closer to the $10,000 range. If you’re buying from a private seller, you might even be able to haggle the price down or barter to keep costs low.


4. Save the Planet


While buying a hybrid car might seem like a great way to go green, it actually takes more energy to build a new hybrid than it does to buy a fuel-efficient used car. Every time a hybrid comes off the assembly line, it takes about 46,000 miles of driving before the car breaks even? in the amount of energy it saves through fuel efficiency. Buying a used car in the first place as long as it’s not a gas guzzler will actually reduce your carbon footprint.


5. Lower Car Insurance Rates


Car insurance rates are higher for new cars than they are for used cars. The reasons are simple: new cars are more likely to be financed (and therefore need full coverage), and annual insurance rates can run as high as 20 percent of a car’s sticker price. Buying a newer, more expensive model can end up costing you money for years.


6. Higher Used Car Standards


Thanks to new lemon laws and auto history check websites, it has become easier than ever to determine if a used car has undergone any major damage. Some used car dealerships also offer used car certification, which guarantees that they have been looked over and approved by a qualified mechanic.


7. Avoiding Car Dealerships


When buying a used car, you have a number of places to look. You can peruse car classifieds, visit eBay or Craigslist, or opt for a used car dealership. New cars typically only come from one place – the dealer – so you have limited options when it comes to salesmen and haggling over prices.


8. Finding Good Deals


Owners of new cars can be a pretty finicky set. Many people turn over their cars after one or two years simply as a matter of course, while others may decide that the monthly payments are too high to continue. If you take the time to look for quality used cars, you might find some incredibly good deals from individuals who are motivated to sell.


9. More Bang for Your Buck


When you drive a new car straight off the lot, you typically pay for every added feature. When you upgrade to include a sunroof, tinted windows, and a spoiler, you can leave with a total price thousands of dollars higher than the sticker price. Used cars with these same amenities might cost a little more than those without, but not nearly to the same extent.


10. Used Cars can be just as Reliable if carefully inspected


Although buying a new car may seem like a more responsible choice, no car purchase is guaranteed to be hassle-free. Factory recalls, faulty parts, and required maintanence repairs can occur just as easily in a new car as they can in a used car. As long as you have your used car purchase checked out and you take good care of it, the overall reliability of your car can be just as good as a new car. Further, cars have also become more reliable with advances in technology.


Buying a car – regardless of whether you choose new or used – is a major endeavor that can put a strain on your finances for years. Fortunately, most of the benefits of buying a used car have to do with money. As long as you take your time, evaluate your prospective purchases, and have a mechanic check out the used car before you buy it, you and your used car can spend many happy years together.

For more information on buying used cars, visit http://blog.iseecars.com. The blog is written by the team at http://www.iSeeCars.com, a search engine for used cars for sale, created by people who think buying used cars are better than buying new and who are passionate about building better tools and providing helpful insights and information for users.

2009
02/06
CATEGORY
New Cars
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Looking for a New Car Loan? Then Look Beyond the Car Yard!

Last weekend I was out looking to buy a new car – a Holden Calais 60th anniversary edition in fact. I had been to a few dealerships and finally made a decision to buy. The salesman asked whether I had pre-arranged a new car loan. I hadn’t done so and as a result I was ushered into the office and bombarded with a whole heap of numbers relating to a proposed new car loan. What I couldn’t understand was how instead of telling me an interest rate the dealer focused on the monthly installment and making sure I was happy with that. He juggled around with the residual value so that the new car loan amount was reduced when I indicated that I would struggle with the new car loan payments he first calculated. It’s funny how when you are considering a new car loan all you want is..to take delivery!! You don’t often take the time to run the numbers and actually establish just what interest you are paying. I decided to contact my mortgage broker – he had looked after me when I had recently applied for a cheap home loan and at the time had said he could also help with a new car loan if I was ever in the market. I am always astounded at the level of knowledge of my mortgage broker. He has his finger on the pulse – not just with mortgage finance but also with new car finance. He knows who is in the market, what their terms and conditions are, who is offering the best rate… why a new car loan with Lender A might be better than a new car loan with Lender B even though the monthly installment due with Lender B is lower than the new car loan repayment with Lender A. What really surprised me was threat my mortgage broker was also able to source me the identical car at a lower price. It seems that some mortgage brokers and lease brokers have arrangements in place with car dealerships whereby they can get the car cheaper. This is apparently because car dealerships often have a bonus structure operating and if a certain volume of cars are sold within a month then the bonus kicks in from the manufacturer. If say a car dealer needs to sell 30 cars in the month and coming in to the end of that month he is sitting at 28 cars then the bonus amount he will lose if he does not reach his volume target will be significantly higher than the amount by which he could discount the sale price to you. This guy is not worrying about the new car loan he just wants to ensure the target is reached. He’ll worry about the new car loan once he has secured the deal with you. As a random buyer you are not aware of these statistics but where a mortgage broker or lease broker deals with new car finance they will often know where the car dealership’s sales are at and whether the timing might be right to negotiate a good deal. I ended up a very happy chappie because I obtained a new car at a lower price with a new car loan that really suited me well.

Last weekend I was out looking to buy a new car – a Holden Calais 60th anniversary edition in fact. I had been to a few dealerships and finally made a decision to buy. The salesman asked whether I had pre-arranged a new car loan. I hadn’t done so and as a result I was ushered into the office and bombarded with a whole heap of numbers relating to a proposed new car loan. What I couldn’t understand was how instead of telling me an interest rate the dealer focused on the monthly installment and making sure I was happy with that. He juggled around with the residual value so that the new car loan amount was reduced when I indicated that I would struggle with the new car loan payments he first calculated. It’s funny how when you are considering a new car loan all you want is..to take delivery!! You don’t often take the time to run the numbers and actually establish just what interest you are paying. I decided to contact my mortgage broker – he had looked after me when I had recently applied for a cheap home loan and at the time had said he could also help with a new car loan if I was ever in the market. I am always astounded at the level of knowledge of my mortgage broker. He has his finger on the pulse – not just with mortgage finance but also with new car finance. He knows who is in the market, what their terms and conditions are, who is offering the best rate… why a new car loan with Lender A might be better than a new car loan with Lender B even though the monthly installment due with Lender B is lower than the new car loan repayment with Lender A. What really surprised me was threat my mortgage broker was also able to source me the identical car at a lower price. It seems that some mortgage brokers and lease brokers have arrangements in place with car dealerships whereby they can get the car cheaper. This is apparently because car dealerships often have a bonus structure operating and if a certain volume of cars are sold within a month then the bonus kicks in from the manufacturer. If say a car dealer needs to sell 30 cars in the month and coming in to the end of that month he is sitting at 28 cars then the bonus amount he will lose if he does not reach his volume target will be significantly higher than the amount by which he could discount the sale price to you. This guy is not worrying about the new car loan he just wants to ensure the target is reached. He’ll worry about the new car loan once he has secured the deal with you. As a random buyer you are not aware of these statistics but where a mortgage broker or lease broker deals with new car finance they will often know where the car dealership’s sales are at and whether the timing might be right to negotiate a good deal. I ended up a very happy chappie because I obtained a new car at a lower price with a new car loan that really suited me well.

Mark Bona is the managing director of My Choice Finance, the company is a mortgage broker offering new car finance and new car loan.

2009
02/06
CATEGORY
New Cars
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